Private healthcare cover for you and your family

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Get 2 months free cover and a £100 Marks and Spencer gift card when you purchase our Personal Health plan.*

For more information about what is and isn’t covered by our plan, and to get a quote please call 0800 313 4936 or get a quote online

What's covered

No matter what your circumstances are, you and your family could enjoy the benefits of private healthcare cover with a personal plan.

We know your health, and your family’s health is important to you. It’s important to us too. You can tailor your plan to get the cover that’s right for you and your family.

As a member you will benefit from:

  • Our Fast Track Appointment service: we can help you get that critical first specialist appointment into your diary as soon as possible. Ask your doctor for an open referral and we’ll do the rest.
  • Our Second Opinion Service: when you need reassurance about a diagnosis or treatment plan (available when you include an out-patient option with your cover).
  • A choice of excess levels to help you manage your subscription.
    Access to a large network of hospitals and specialists.
  • A 24/7 health information telephone helpline where you’ll have access to qualified nurses and counsellors who are ready to offer information or support.
  • Our health and wellbeing website, Active+.

What's not covered

Our Personal Health plan covers eligible treatment of medical conditions that arise after you join. Like all insurance plans there are some things which are not covered.

The main exclusions of this plan are:

  • Treatment of medical conditions you had, or had symptoms of before you joined.
  • Treatment of ongoing, recurrent and long-term conditions (chronic conditions);
  • Pregnancy and childbirth.

Please ensure you check what you are covered for before purchasing your healthcare plan.

For more information about what is and isn’t covered by our plan, and to get a quote please call 0800 313 4936 or get a quote online

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The Defaqto 5 Star Rating is based on an assessment of the overall product, including the optional components. Where not all of the options are taken, this might affect the rating of the product.


Award-winning provider

  • Your Money - Best Direct Healthcare Provider 2017
  • Feefo Gold Trusted Merchant
  • Defaqto 5 Star Rating

Terms and conditions

Lines are open 9am to 8pm weekdays. We may record and/or monitor calls for quality assurance, training and as a record of our conversation.

*Terms and conditions apply. The two months discount on Private healthcare insurance is for new customers only. If paying annually, you will only be charged for 10 months of cover. If you pay monthly, the last two months of cover will be free. The Marks and Spencer £100 gift card will be redeemed via our ActivePlus website and is subject to separate ActivePlus terms and conditions. This offer cannot be used in conjunction with any other offer, apart from our 5% discount for paying annually. We may withdraw this offer at any time. Click here for full terms and conditions.

This offer cannot be used in conjunction with any other offer, apart from our 5% discount for paying annually. Offer may be withdrawn at any time. Please click here for full terms and conditions.

World Privilegeplus Limited is an Introducer Appointed Representative of AXA PPP healthcare Limited. AXA PPP healthcare Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority firm reference number 202947. Registered in England number 3148119. Registered office, 5 Old Broad Street, London, EC2N 1AD.