The Defaqto 5 Star Rating is based on an assessment of the overall product including all options. If some of the options are not selected, this will affect the product’s Star Rating.
Award-winning and expert rated healthcare plan
- Defaqto – 5 Star Rating
- YourMoney – Best Healthcare Provider
Benefits of our Personal Health plan
- Fast access to treatment at over 250 hospitals, within our directory.
- Cover for in patient and day patient treatment fees (on specialist referral), including operating theatre costs, nursing care, dressings, specialist fees, consultations, diagnostic tests, CT, MRI and PET scans and physiotherapy.
- Support for muscle bone and joint pain. Get the help you need online or by phone; we’ve made sure members aged 18 and over can speak to an expert fast and without a GP referral.
- Access to our online GP service. Book a video or phone appointment with a fully qualified GP, whenever you want. (Subject to appointment availability, not available on child only plans).
- If you have a question about your health, our 24/7 health support line offers clear, up-to-date information and support, day and night, from our experienced nurses and counsellors.
- Access to specialist cancer treatment, subject to medical history and cover options chosen.
- Access to the latest licensed approved cancer drugs – on specialist referral, even if they aren’t available on the NHS (depending on your medical history and cover options chosen. Outpatient drugs are not covered).
- Access to member offers such as discounted gym membership from Hussle and Nuffield Health. Access classes, gyms and spas across the country, so you can enjoy a range of benefits for your mind and body. For more information and T&Cs click here.
Private health insurance explained
Private health insurance gives you access to eligible health treatment when you need it. From seeing a specialist for diagnosis (subject to the options chosen) to having a comfortable private hospital stay, we’re here to look after your health and wellbeing. In addition to your core cover, we offer a range of extra cover options, meaning you can tailor your plan to suit your needs. Like all insurance, our health plans are designed to cover new medical conditions that begin after you join. So, there may be some things we can't cover – depending on the options you choose and your medical history.
