Small business

Fast access to expert private health treatment and support

Treatment option

Serious illness affects everyone. If a member of your team needs an operation or a procedure, having this option on your small business health insurance plan means they’ll be treated sooner, helping to put everyone’s minds at ease. 

Our Fast Track Appointments team will arrange an appointment with a specialist somewhere that works for your employee – near home or work – at a good time for them and your business. If hospital treatment is the next step, they’ll be treated privately. 

With Comprehensive Cancer Cover included with this option (unless you choose to opt out from the full cancer cover), your team can have access to fast-track treatment for cancer including surgery, radiotherapy and chemotherapy.

Quick access to private health treatment for your employees

  • If someone on your team falls ill, we’ll pay for their private health treatment costs, including overnight stays, nursing care, inpatient and day-patient diagnostic tests and drugs.
  • Cover the cost of outpatient scans, including MRI, CT and PET scans and treatment at home. If your employee needs a nurse to give them antibiotics by intravenous drip, for example, we’ll pay for this.
  • To include fees for cancer surgery, radiotherapy and chemotherapy, choose our Treatment with Comprehensive Cancer Cover option.
  • If someone on your team has a child who is receiving eligible treatment and is covered by your plan, the parents will receive accommodation in hospital with their child or help towards hotel accommodation costs.

Effective private treatment and no long waiting times

Julie is 46 and owns a painting and decorating business in Norwich. She employs two other people, part time and, because the work they do is very physical, has the Treatment option on her healthcare cover. Recently, she’s been suffering from severe knee pain and has been to see a specialist who has referred her for knee surgery . 

Because of her private health treatment  option, Julie has already had her operation. She didn’t have to wait long and her procedure was carried out at a private hospital near home. We paid the fees for Julie’s operation in full as it was carried out at a hospital listed in our directory.

What this option will pay for

  • Inpatient and day-patient treatment: including diagnostic tests, operating-theatre costs, drugs and dressings, surgical appliances and fees for surgeons, anaesthetists and doctors at hospitals or day-patient units listed in our directory.
  • Hospital accommodation for mum or dad: when your employee’s child under 16 is covered by your insurance and receiving eligible treatment, or up to £100 a night for nearby hotel accommodation (up to £500 a year).
  • Outpatient surgery: when your employee is treated at a hospital or day-patient unit in our Directory of Hospitals.
  • Specialist scans: CT, MRI or PET scans on referral at a scanning centre or a hospital listed as a scanning centre in our directory.
  • Help with getting to hospital: ambulance transport to another medical facility if your employee is receiving eligible private treatment.
  • Cashback for NHS treatment: up to £2,000 a year if your employee takes advantage of any inpatient or day-patient treatment they’re offered, instead of going private.
  • All of the above if it’s cancer: when you choose our Treatment with Comprehensive Cancer Cover option for complete peace of mind (subject to medical history).

What's not covered?

As with most private healthcare plans, there are some exclusions and limitations. If you'd like to find out more about what is and isn't covered, call us on 0800 389 7413 or request a callback

Build a plan that's right for you and your business

At AXA PPP healthcare, we know that every small business is unique. That’s why we offer a choice of private medical insurance options and benefits that you can select from, so that you only pay for the cover you want.

Choose your cover options to create a package that works best for you and your team. For inspiration, take a look at our example plans. For more help, speak to one of our advisors on 0800 389 7413.

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