Small business

Business travel insurance for work and leisure

Travel Cover option

Medical problems and emergencies can be incredibly worrying – and expensive – particularly if they happen when you’re abroad. With our business travel insurance , you and your team can travel for business or leisure knowing you’ll get the treatment you need if you fall ill or get caught up in an accident. We’ve packed in a range of travel-related benefits, too, and family members are insured as well – even if they travel solo.

In order to use this option, you must be medically fit to travel otherwise you may not be covered.

Peace of mind on the road

  • Know that you and your team are covered for emergency medical treatment if the worst happens when you’re travelling abroad.
  • Enjoy peace of mind with access to our 24-hour international emergency medical assistance and travel information helpline.
  • Travel abroad for up to 65 days in one stretch, for business or leisure, up to 183 days in one year.
  • Benefit from cover on UK trips with two days or more pre-booked accommodation.
  • No need for you or your employees to provide a medical history, so any pre-existing medical conditions you or your employees have will be covered abroad if your GP says you’re fit to fly.
  • Make your employees happy with cover for their family members too.

When it’s the wrong sort of break

David is co-founder of a digital agency based in London. A few of his clients are based in the US, so David and his team of 15 regularly travel over there for meetings. Recently, on a business break to New York, one of David’s account managers, Sarah, had a nasty fall and broke her ankle. David had the Travel Cover option on their small business insurance, so Sarah was treated swiftly without the worry of a large treatment bill coming her way. 

As David is a keen skier, he often takes to the slopes when he’s abroad, so it helps that he’s insured for on-piste winter skiing, too. (Sarah doesn’t join him.) 

What this option will pay for

  • Pre-existing conditions: cover for treatment and assistance abroad with most of these (with the exception of pre-existing psychiatric illness).
  • Skiing and adventure sports: cover for up to 17 days spent away in a winter sports resort during the period of your insurance.
  • Cover for employees and family members: aged up to 85.
  • Business or leisure travel: it doesn’t matter if your employees are travelling for work or in their own time.

What's not covered?

As with most private healthcare plans, there are some exclusions and limitations. If you'd like to find out more about what is and isn't covered, call us on 0800 389 7413 or request a callback

Build a plan that's right for you and your business

At AXA PPP healthcare, we know that every small business is unique. That’s why we offer a choice of private medical insurance options and benefits that you can select from, so that you only pay for the cover you want.

Choose your cover options to create a package that works best for you and your team. For inspiration, take a look at our example plans. For more help, speak to one of our advisors on 0800 389 7413.

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