Small business

Support for muscles, bones and joints

Therapies option

Problems with muscles, bones and joints can often be tackled with some simple self-management advice and may not even need treatment. But if things don’t improve, these problems can lead to time off meaning that the cost to your employees’ health and your business can be high.

Trouble with bones, joints and muscles are one of the top five most common causes of long-term absence (ONS July 2018). Working Body can help your people fix them early*

The right support to ease the pressure

  • Take care of your team’s physical health with fast access to hands-on treatment from a physiotherapist, osteopath, chiropractor, homeopath or acupuncturist – whichever’s right for them.
  • Fees paid for up to 10 sessions when your employees have been referred by a GP or our Working Body service.
  • Over-the-phone diagnosis and advice from Working Body* physiotherapists for help with managing conditions, and to stop musculoskeletal disorders becoming more serious.

Fast physiotherapy with no need to see a GP

James is 32 and is the co-founder of a graphic design agency in Manchester. They employ 24 people and have recently moved into a larger office in the city centre. During the office move, James injured his back while lifting boxes. James had opted for the Therapies option as part of his business healthcare cover, so he called the Working Body team to discuss his injury. They advised physiotherapy and quickly arranged 10 sessions for him. As James wasn’t able to go into work while his back was so painful, getting treated quickly was important – and there was no need for him to wait to see a GP first for a referral.

What this option will pay for

  • Outpatient therapist fees: for treatment by physiotherapists, osteopaths, chiropractors, homeopaths and acupuncturists.
  • Up to 10 sessions a year: when you or your employees have been referred to a therapist by a GP or our Working Body service.
  • Ongoing sessions: when agreed by us on the advice of your specialist.

What's not covered?

As with most private healthcare plans, there are some exclusions and limitations. If you'd like to find out more about what is and isn't covered, call us on 0800 389 7413 or request a callback

Build a plan that's right for you and your business

At AXA PPP healthcare, we know that every small business is unique. That’s why we offer a choice of private medical insurance options and benefits that you can select from, so that you only pay for the cover you want.

Choose your cover options to create a package that works best for you and your team. For inspiration, take a look at our example plans. For more help, speak to one of our advisors on 0800 389 7413.

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* Phone lines are open 8:30am-5:30pm Monday to Friday. We may record and/or monitor calls for quality assurance, training and as a record of our conversation.