Small business

Prompt and thorough diagnosis without the wait

Diagnostics cover option

Waiting for a health condition to be diagnosed can be an extremely worrying time, especially if you’re on a long NHS waiting list to see a specialist. This option fast-tracks the process of finding out what’s wrong if you or one of your employees becomes unwell. There’s more choice over the time, day and location of appointments, making everything easier to manage – for you and your team.

The Diagnostics option cannot be purchased with the Treatment option.

Quick to find out what’s wrong

  • If someone on your team develops a condition or illness, they can go to a private hospital for a prompt diagnosis. 
  • If they need an outpatient diagnostic surgical procedure to find out what’s wrong, we’ll pay for this.
  • We’ll also pay for any outpatient CT, MRI and PET scans they might need – either in full or up to daily rates. 
  • We’ll also cover specialist consultations and diagnostic tests which  you or your employees are referred for, under a specialist referral.

Quick to start getting better

Melanie is 33 and owns her own landscape gardening business based in Bath. Melanie has been experiencing severe pain in her back for the past few months which has been affecting her ability to carry out her job. As Melanie’s job is very hands on, she’s had to take a lot of time off which has meant that she has had to turn down new contracts. Melanie visited her specialist and he recommended she have an MRI scan  on her back to try and identify the cause of her pain. As she had the diagnostics option on her small business health insurance, Melanie was able to skip the NHS waiting list and have her MRI scan at a private hospital close to home. She was also able to have a consultation with a specialist who talked her through her diagnosis and suggested what her treatment plan might be.

What this option will pay for

  • Outpatient diagnostic surgical procedures: there’s no yearly limit on these – whatever it takes to find out what’s wrong.
  • Outpatient specialist consultations: up to two of these a year.
  • Diagnostic tests when your specialist refers you: no yearly limit.
  • CT, MRI and PET scans, under a specialist referral: paid in full if your employees scans take place at a scanning centre (or hospital listed as a scanning centre) in our directory. If they happen at a centre not listed in our directory, we’ll pay up to the normal daily rates for these.

What's not covered?

As with most private healthcare plans, there are some exclusions and limitations. If you'd like to find out more about what is and isn't covered, call us on 0800 389 7413 or request a callback

Build a plan that's right for you and your business

At AXA PPP healthcare, we know that every small business is unique. That’s why we offer a choice of private medical insurance options and benefits that you can select from, so that you only pay for the cover you want.

Choose your cover options to create a package that works best for you and your team. For inspiration, take a look at our example plans. For more help, speak to one of our advisors on 0800 389 7413.

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