What is private health insurance?

  • Call us on 0800 111 4004* or get a quote online

    • If you’ve just started to consider private health care cover, it might seem confusing. It goes by many different names – private health insurance, private medical insurance, PMI, comprehensive health insurance, private healthcare, private health cover and health insurance are just some examples.

      Private health insurance, put simply, offers you quick access to eligible health treatment, from seeing a specialist for diagnosis to having a comfortable stay while you’re in hospital.

      One of the benefits of private health insurance is once you have a GP referral you can choose who to see and where to go, from a list of approved specialists and hospitals, making sure you get the treatment you need, when and where you want it. Whether that’s close to family or near work, you have the flexibility to manage your health around your timetable.

      We believe that great care puts you in control. Our plan, Personal Health, puts you in control in two ways: it gives you a choice of when and where you want to be treated, and who you want to be responsible for your care. It also means being able to tailor your plan, so you’ve got the cover that’s right for you. You can do things like extend your cover for travelling overseas, and add cover for things like mental health conditions, dental care and physiotherapy (subject to medical history).

    • Choice and convenience, when you need it

      Our members are our number one priority which means that when you take out a private medical insurance plan, we’ll do all we can to make sure your needs and expectations are met.

      • The treatment you need, when you need it - The NHS is under pressure to cope with growing demand. As a member of AXA PPP healthcare, you avoid NHS waiting lists. You get the eligible treatment you need, when you need them. .
      • With 26,000 specialists, there’s always an expert close by - As a member of
        AXA PPP healthcare, the right help is always close by. We’ve built relationships with 26,000 specialists across the UK, so you can get the help you need fast.
      • Specialist care to help you raise your family - Raising a family is an adventure, but it carries a lot of responsibility. That’s why we give you a team of child health specialists you can call at every step. We’ll also include your newborns on your plan for free until your next renewal so you can spend less time worrying and more time enjoying the newest member of your family.
      • A second opinion, on us - Great care starts with the confidence of knowing that you’ve got the right diagnosis. So if you want a second opinion, we’ll pay for everything, including any new tests you might need when the out-patient option is chosen.

      These aren’t the only reasons to become an AXA PPP healthcare member. Find out more about what makes our healthcare plans so special.

    • How do I become a health insurance member?

      If you want to join the two million people in the UK who already trust us with their healthcare insurance, you can call us on 0800 111 4004 or click here to get a private health insurance quote. You can choose the date you want your cover to start and you’ll be covered for new conditions that arise after that date.

      You can choose to pay for your plan monthly or yearly, and if you choose to pay yearly we’ll give you a 5% discount. To find out other ways to control the cost of your cover, click here.


      Cover for sole traders and small businesses

      Getting you back to work and to health, quickly.

      • Cover for up to 249 employees
      • Choose from a range of plans to suit your business needs
    • Making Claims Clearer

      In 2017, we paid £1,302m in claims for our members in the UK. We are committed to helping you get the right level of cover and making clear what’s not covered.

    • Group leaver thumb

      Leaving an AXA PPP healthcare company health scheme?

      It’s easy to continue your cover with us.

      • Stay covered for previous and existing medical conditions
      • No application form or medical examination
  • 4.5 stars out of 5

    Health Insurance from AXA PPP healthcare

    Our health insurance was rated 4.5 out of 5

    Based on a survey of 3,286 existing members between
    September 2014 and May 2015. These members were asked
    about their overall satisfaction levels with AXA PPP healthcare.

  • Call us on 0800 111 4004* or get a quote online

  • *Lines open 09.00 - 20.00 Mon - Fri. Closed Sat - Sun. Telephone calls may be recorded and/or monitored for quality assurance, training and as a record of our conversation