Affordable health insurance

  • Call us on 0800 111 4004* or get a quote online

    • We believe that great healthcare is for everyone. So whatever your budget, we’ve got a plan that’s right for you. You can tailor your cover, adding the options you need. So you get the healthcare you need at a price you can afford. You can even add an excess or the 6 week option to bring down your subscription. Have a look at the information below and let us know what best suits you.

      As well as our private medical insurance plan, Personal Health, we also offer a range of other products and options. Finding affordable and low cost health insurance doesn’t have to be a hassle, so that’s why we make it easy to add to your core cover any options you want when you join us or at renewal. Simply give us a call or get a quote online.

    • Save money when you renew

      When you renew your healthcare plan, you could be eligible for no claims discount savings. Our best ever no claims discount rewards you for every year that you don’t need to make a claim. Claims under the therapies option and certain other benefits won’t affect your no claims discount.

      Even if you’re not eligible for a no claims discount, you can add an excess or increase it. Adding the 6 week option can also reduce your subscription. The 6 week option is designed to use the NHS waiting times alongside your plan, and ultimately save you money. With the 6 week option, you'll have your procedure through the NHS if it can be done within 6 weeks of when treatment should take place.

      Renewing your plan shouldn’t be a hassle, especially when you have a budget in mind, so it’s simple to make the changes that suit you.

      Family health insurance

      Family health insurance is that extra peace of mind for your family’s health, giving you and your loved ones access to eligible treatment and diagnosis when you need it the most. Our award winning Personal Health plan includes access to our enhanced family and children’s cover making sure that your family get the eligible treatment they need when they need it.

      Select our 6 week option

      With this option, you could avoid waiting lists and save up to 23% on your monthly subscription. You’ll be treated by the NHS if they can treat you within six weeks of when the treatment is needed. If the wait is longer than six weeks, you’ll be able to have eligible private treatment straight away.

      Add an excess

      You can bring down your monthly subscription by contributing if you need to make a claim. The higher your excess, the lower your subscription. An excess applies to each person on your plan and will only be paid once a year if a member claims, and can be as low as £100.

      For example, if you have a £100 excess on your plan and 2 members claim in the same year, you pay £100 for each member, meaning a total of £200 paid in excess.

      Talk to us to find the excess that’s right for you


      Cover for sole traders and small businesses

      Getting you back to work and to health, quickly.

      • Cover for up to 249 employees
      • Choose from a range of plans to suit your business needs
    • Second Opinion Service  

      Second Opinion Service launched

      Supporting our members

      Providing the reassurance of a second opinion if you’re not sure about a diagnosis or treatment plan when the out-patient option is chosen.

      Find out more

  • Call us on 0800 111 4004* or get a quote online

  • *Lines open 09.00 - 20.00 Mon - Fri. Closed Sat - Sun. Telephone calls may be recorded and/or monitored for quality assurance, training and as a record of our conversation