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We offer competitive health plans that cover a variety of options, ranging from help with everyday costs to more comprehensive private health insurance.
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We can provide healthcare cover from one to 249 employees, supporting you and your team back to health and work as quickly as possible.
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A moratorium is the period of time when we can’t cover any condition you had before you joined us.
This means that in the first two years of your membership we won’t cover pre-existing conditions including:
What happens after two years
If you’ve been trouble free for at least one year, starting from the date you joined us, we’ll then be able to consider any claims for pre-existing conditions, in line with the benefits of your plan.
Sue had a knee operation. Shortly after the operation, she joined us.
During her first two years as a member, Sue isn’t covered for any treatment related to her knee operation or the medical condition(s) that led to the operation. After two years continuous cover, if Sue hasn’t received any treatment or any other medical advice for her knee problem (including check-ups) for at least one of those years, we’d cover her for treatment relating to the knee (in line with the benefits of the plan).
is any disease, illness or injury that:
Trouble-free means that you have not done any of the following for the
medical condition you need treatment for:
AXA PPP healthcare