Business Health Select - private healthcare for small businesses

What’s included in our core cover?

We provide a wide range of benefits so your small business clients can help look after their people. They’ll feel taken care of, supported and reassured that they can get help when they need it most. Our core cover includes:

  • In-patient and day-patient care costs, including surgery, specialists’ fees and drugs
  • Hospital accommodation for one parent if their child under 16 is having in-patient treatment that we cover
  • CT, MRI or PET scans after a specialist has referred them
  • Ambulance transport to another medical facility if your employee is getting private in-patient or day-patient treatment
  • Cash payment for out-patient or day-patient chemotherapy or radiotherapy that’s received free on the NHS
  • Support and information provided by our Health at Hand service and online health centres
  • Wellbeing incentives such as gym membership to keep your employees fit and healthy

Cover options

We know that all businesses are different. So we have a range of options that lets you choose the cover that’s right for your client. Below is a summary of our cover.

First aid
Therapies option

Take care of that injury, whether it happened during the office move or a weekend jog. This option covers fees for out-patient treatment by a physiotherapist.

Mental Health option

Your clients can look after more than just physical health with cover for mental health issues too. This option includes psychiatric treatment by psychologists and cognitive behavioural therapists when referred by a specialist.

Extra care
Extra Care option

Your clients can go that extra mile and give their employees cover for oral surgery, podiatry and chiropody. This option also includes cover for a nurse to give antibiotics or chemotherapy for cancer through a drip if it's needed, all in the comfort of their own home.

Extended Cover option

With this option your clients will have a wider choice of hospitals and specialists to choose from. They can also book online private GP appointments at a time which suits them using our Doctor@Hand service, delivered by Doctor Care Anywhere.

Resilience stress management
Employee Assistance Programmes

When members of the team are going through difficult times, such as divorce or money problems, they may find it hard to concentrate on work. EAP gives them a professionally trained expert to talk to, so they get problems off their chest and are supported through it.

Extra cancer cover
Extra Cancer cover

Your client can show their employees they care when they need it most. This option means we’ll cover the costs of the employee’s cancer treatment whatever path it takes.

Travel Cover option

If your client has employees that travel for business or pleasure, this option will cover them for emergency medical treatment should they need it. It also includes a range of travel-related benefits.

Dentist and Optician Cashback option

Your client can help their employees look after their teeth and eyesight with cashback towards dentists’ fees, glasses/contact lenses and eye tests.

Ways to lower the costs

Here are some other ways your clients can look after their employees while still keeping an eye on their bottom line. 

  • Pay up-front
    Your client can save 5% by paying the subscription yearly instead of monthly.
  • Select the six-week option
    Your client can save up to 20% and still get their people back to work quickly. Their employees will be treated on the NHS unless they need to wait more than six weeks from when treatment should take place. In which case they can go private straightaway
  • Fix the subscription for two years
    Your client will know exactly how much they’ll be investing in each employee over the next two years. Please note that tax changes would still apply.
  • Choose an excess
    Your client can reduce the annual subscription with an excess of £100, £250 or £500 per employee.


Our Business Health Select plan has been awarded a Defaqto 5 Star Rating*. Defaqto star ratings are an independent rating that consumers and intermediaries can trust.

Defaqto Business health select.jpg For more information on Defaqto visit

*The Defaqto 5 Star Rating is based on an assessment of the overall product, including the optional components (add ons). Where not all of the options are taken, this might affect the rating of the product

Member Online

Member Online is a quick, convenient and secure way for members to access useful information, such as policy documents and how to make a claim, at the touch of a button.

It's really important that you do not register your details on Member Online on your clients' behalf, even if you think you have their permission.

Additional Downloads

Download the latest AXA PPP healthcare Directory of Hospitals