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We offer competitive health plans that cover a variety of options, ranging from help with everyday costs to more comprehensive private health insurance.
Find out how quick and easy it is to join AXA PPP healthcare and get a quote today
We can provide healthcare cover from one to 249 employees, supporting you and your team back to health and work as quickly as possible.
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Family health insurance is that extra peace of mind for your family’s health, giving you and your loved ones access to eligible treatment and diagnosis when you need it the most. Using the same award winning Personal Health plan product as individual members, you get:
We also realise that when your family is fit and well you want to make a million memories and make sure you can do what you can to stay in good health. So, as an AXA PPP healthcare member you get discount through our partner Active + on things like Red Letter days and nutrition products.
Our family health insurance plan is built on our Personal Health plan which is a modular product, allowing you a choice of options that you can mix and match to suit your family's needs.
Please note that there may be restrictions in cover depending on the medical history of yourself and any family members included on the plan.
A moratorium is a set period of time when we won't cover you for the treatment of any medical conditions that you had suffered from before you took out your plan. There's no need to provide information about your medical history when you join.
For the first two years, medical conditions you’ve had in the last five years, and in some cases other specified conditions will be excluded from cover. However, as long as you're completely free of any form of treatment or advice for that condition for a consecutive 24 month period after you join, you'll be covered for it in the future within the benefits of your plan. You'll be provided with more information about this when you join.
Up to three specialist consultations a year as an out-patient. No yearly limit on diagnostic tests like x-rays, ultrasounds and blood tests, and practitioner charges referred by a specialist. Practitioners include nurses, dieticians, orthoptists and speech therapists.
No yearly limit for specialist consultations and diagnostic tests (x-rays, ultrasounds and blood tests) and practitioner charges referred by a specialist. Practitioners include nurses, dieticians, orthoptists and speech therapists.
Up to £500 a year for Private GP consultations. Extended cover for treatment at any hospital, day-patient unit or scanning centre in the UK, even if outside of our Hospital Directory. Overseas cover up to the cost of equivalent eligible UK treatment.
Covers you for up to a maximum of 10 sessions per year for GP referred physiotherapy, osteopathy, homeopathy, acupuncture and chiropractic treatments. Further sessions are available (as long as we agree them first) if you are referred by a specialist. You also get access to Working Body so if you haven’t seen your GP, you can arrange a call with a physiotherapist to get the right advice and treatment for you.
Cover for in-patient, day-patient and out-patient treatment of mental health conditions, including anxiety and depression. Out-patient specialist consultations are also covered. In addition, treatment with psychologists, psychotherapists and cognitive behavioural therapists which include:
are covered if a specialist oversees your treatment.
To see which psychiatric hospitals are in our Directory of Hospitals visit our members’ pages.
80% of dentist charges, up to £300 a year. 80% of the cost of prescription glasses and contact lenses that you need to correct your sight, up to £140 a year. Plus, an additional £25 each year for an eye test.
Cover towards the cost of emergency medical treatment abroad – choose either European or Worldwide Travel cover. Includes cover for loss of personal baggage (up to £1,500), emergency dental treatment and loss of passport. Adventure sports upgrade also available.
If you want greater control over the cost of your plan, you can add an excess, include our Six-week rule or do both.
Add an excess
You can bring down your monthly subscription by chipping in if you need to make a claim. Your excess could be as low as £100, and you’ll only be asked to pay once a year for each person who claims.
With this option, you’ll be treated by the NHS if they can treat you within six weeks of when the treatment is needed. If the wait is longer, you’ll be able to have eligible private treatment straight away. So you could avoid waiting lists and save up to 25% on your monthly subscription.
Further savings when you renew
Our best ever no claims discount rewards you with savings for every year you don’t need to make a claim. All claims under the therapies option, along with some other benefits, will not affect your no claims discount.
Pay yearly and save 5%
If you pay a year’s subscription in one go, we’ll give you 5% off.
Click here to find out more about saving on the cost of private health insurance.
Our Personal Health plan does not cover;
Our Personal Health plan will not cover the following unless you choose the relevant options;
AXA PPP healthcare have been named the Best Direct Healthcare Provider for the 5th year running in the Your Money Awards.
Other reasons to choose us
AXA PPP healthcare