What is private medical insurance?

    • Private medical insurance image small In a nutshell, private medical insurance (pmi) pays for you to get medical treatment and other health services privately. If you need healthcare treatment (and it’s covered) we pay for you to go private. Simple as that.

      I don’t know if you’ve ever been ill and felt you had no choice but to struggle on because you were needed at work? Or if you’ve had an employee off sick and everyone else has had to cover for them while they’ve been waiting to get treatment? That’s what we’re really here for – to stop poor health from stopping your business.


      We make it easy for you to get the private health services you need early, quickly and at times that fit around work.

      And if you should get ill, we can get you back to work as quickly as possible, avoiding waiting lists and fast-tracking you to expert diagnosis and treatment from experienced doctors and medical professionals – all in the comfortable surroundings of private hospitals.

      How is it different to other types of insurance?

      Some people have insurance that pays towards everyday costs, such as bills, if they should get ill.

      Private healthcare insurance works differently to this: it pays for private health treatment and services to help you get back to health so that you can get on with life and work as quickly as possible.

      What is the difference between private medical insurance and critical illness cover?

      Good question: we get asked this a lot, so you’re not alone.

      Actually, there’s a big difference between them.

      It’s easier to look at critical illness cover first because the idea of it is more basic...

      What it does is insure you so that if you, or whoever is covered, suffer a critical illness such as Cancer or Heart disease, the insurance pays out a chunk of money. It’s as simple as that.

      Obviously, having the money can help should you get a serious condition, but it doesn’t do anything to tackle the health condition itself, or guide you through diagnosis, treatment and recovery.

      Private medical insurance is quite different. It’s designed to look after your health so you can get on with looking after your business.

      It pays for you to get private medical treatment, from private doctors and medical practitioners quickly – and at your choice of time and place.

      So as well as getting treatment in comfortable surroundings, you get your treatment fast.

      Prompt access to treatment will help you get back to health and back to work quickly.

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