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We offer competitive health plans that cover a variety of options, ranging from help with everyday costs to more comprehensive private health insurance.
Find out how quick and easy it is to join AXA PPP healthcare and get a quote today
We can provide healthcare cover from one to 249 employees, supporting you and your team back to health and work as quickly as possible.
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You might decide that you want to cover diagnosis and general treatment, but not physiotherapy or maybe you’ll choose to include mental health cover or dentist and optician cashback. It’s all entirely up to you.
Business Health Select
Here’s what’s included in everyone’s Business Health Select plan:
As with most private healthcare plans, there are some general exclusions and limitations.
Here are some of the things that your plan won’t cover:
We’ll make you aware of all the exclusions when we speak to you and in our literature so there are no surprises.
Out-patient treatment is when you’re in and out in a day but not admitted as a day-patient.
Control your subscriptions with your excess
The core plan includes an excess of £100. You can increase that excess to £250 or £500 as a way of controlling your subscription.
The 6 Week Option
If you’re comfortable using the NHS but worry about potentially long waiting times, then the 6 week option could be for you.
If treatment is available on the NHS within six weeks from the date it should take place, then use the NHS. However if the wait for treatment is more than six weeks from when it should take place, then you can go private straight away. This is called the 6 Week Option. As a guide, choosing this option for each of your employees could save you up to 20% off your annual subscription.
Choose how you want to pay
You can save 5% by paying your subscription annually.
Choose to fix your subscription for two years
You can choose the reassurance of knowing what subscription you’ll pay for each employee for the next two years (subject to any changes in applicable tax).
If you’ve experienced symptoms or been treated for a medical condition in the last five years, they'll only be covered for that condition after:
Continuing medical exclusions
Continuing medical exclusions is usually an option if you switch to us from another health insurer. This means that in most cases, we’ll give you the option to continue any medical underwriting that was applied by your previous insurer.
We won’t apply any new personal medical exclusions. When you switch, remember that our membership terms will start to apply to your plan and these are likely to be different to those of your previous insurer. If you’re not sure how this might affect your cover, please call us on 0800 389 7413.
Pre-existing medical conditions will be excluded from cover where necessary.
✓ Medical declaration form needed – we may also ask for a GP medical report.
Medical history disregarded
Cover is provided for treatment of previous medical conditions, subject to the membership terms.
Only available if you cover 15 or more people.
Based on a survey of 256 SME plan members who had claimed between April 2016 and September 2016, 93% stated that they were satisfied with the service they received.
The Defaqto 5 Star Rating is based on an assessment of the overall product, including the optional components. Where not all of the options are taken, this might affect the rating of the product.
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Business health cover brochure
ABI guide to medical insurance
Case Study: Whitley Stimpson
Any questions? Call us on 0800 389 7413
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