3 months free^ healthcare cover for BA Clubs members

Plus a Nuffield Health Lifestyle Assessment or a choice of one of four other available gifts* when you join. Details below. 

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What is Personal Health Insurance

Private health insurance, put simply, offers you quick access to eligible health treatment, from seeing a specialist for diagnosis to having a comfortable stay while you’re in hospital.

At AXA PPP healthcare we’ll ensure that, once you have a GP referral, you can choose who to see and where to go, from a list of approved specialists and hospitals. Helping you get the right treatment and giving you the flexibility to manage your health around your lifestyle.

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Benefit from

  • Fast Track Appointments service – finding you the right specialist, at the right time and place for you. Your consultation will be covered if you include the Out-Patient option with your plan.
  • Access to over 36,500 specialists and other practitioners across the UK.
  • Enhanced family health insurance including newborns covered on your plan for free until your next renewal (limits to cover may apply).
  • Extensive heart and cancer cover and care, including access to the latest licensed drug treatment to kill cancer cells on specialist referral – even those not routinely available on the NHS. Availability of some cover is subject to your medical history.
  • Up to 50% off an annual PureGym membership + other member discounts and benefits.** During these exceptional times, please check our AXA ActivePlus website for full details on this offer in the current conditions.

Private Health Insurance explained

We believe that great care puts you in control. Personal Health, puts you in control in two ways. It means being able to tailor your plan, so you’ve got the cover that’s right for you. This includes having the choice to add an out-patient option for specialist consultations and diagnostic tests, travel, dental care, physiotherapy and, subject to your medical history, mental health cover. It also gives you a choice of when and where you want to be treated, and who you want to be responsible for your care. We'll be there for you and your family when you need us most, covering you for the treatment of new medical conditions that arise after you join.


Call for a quote and full details of what is and isn't covered


3 Months FREE cover^

Plus a Nuffield Health Lifestyle Assessment, or choose from one of four other available gifts* when you join. 


You will be able to choose between one of the following gifts* when you join:

  • £100 M&S gift card
  • £150 ActivePlus voucher
  • Fitbit Charge 3
  • Nuffield Health Assessment
  • Realise Health Assessment
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    Individual-PMI-Rating-Category-and-Year-5-Colour-RGB.png    5star 2019- PMI.JPG            YMA.2018.BEST.DIR.HEALTH_axa.jpg                           

The Defaqto and Moneyfacts 5 Star Rating is based on an assessment of the overall product, including the optional components. Where not all of the options are taken, this might affect the rating of the product.

Award-winning provider

  • Your Money - Best Direct Healthcare Provider 2019
  • Feefo Platinum Trusted Merchant
  • Defaqto 5 Star rating
  • Moneyfacts 5 Star rating

Terms and conditions

Lines are open 9am to 7pm weekdays. We may record and/or monitor calls for quality assurance, training and as a record of our conversation.

Terms and conditions apply.

^The three months cover free offer is for new customers only. If paying annually, you will only be charged for 9 months of cover. If you pay monthly, the last three months of cover will be free. This offer cannot be used in conjunction with any other offer, apart from our 5% discount for paying annually. Offer may be withdrawn at any time. At the renewal of your policy onwards, your premium will be calculated in the normal way.

*Choice of one of the following five offers available on purchase of a Personal Health plan only (excludes child only plans). Offers limited to customers who are not, and have not in the last three months, been a member of any individual or corporate plan, policy or trust scheme underwritten or administered by AXA PPP healthcare Limited or AXA PPP healthcare Administration Services Limited. Offer is non-transferable with no cash alternative. Offer cannot be used in conjunction with any other offer, apart from our 5% discount for paying annually. Offer limited to one per household and may be withdrawn at any time or substituted for an equivalent product. A one-time voucher code will be sent to the email address you provided on purchase of your Personal Health plan, within 28 days of receiving your payment if paying annually or, if paying monthly, within 28 days of receiving your second month’s subscription (as long as you haven't cancelled your Personal Health plan). The voucher code will only be redeemable through the ActivePlus website against one of the following five items (T&Cs apply): 1. £100 M&S gift card 2. £150 ActivePlus voucher 3. Fitbit Charge 3 - (subject to stock availability) per Personal Health plan 4. Nuffield Health Assessment 5. Realise Health Assessment

**Full terms and conditions of the PureGym offer can be found at:

ActivePlus is not regulated by either the Financial Conduct Authority or the Prudential Regulation Authority

BA Clubs is an introducer appointed representative of AXA PPP healthcare Limited which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The Personal Health and Health for You plans are underwritten by AXA PPP healthcare Limited. Registered in England and Wales number 3148119. Registered office: AXA PPP healthcare, 5 Old Broad Street, London EC2N 1AD. Write to us at: AXA PPP healthcare, Phillips House, Crescent Road, Tunbridge Wells, Kent TN1 2PL.