Corporate Travel Insurance

Main exclusions of our Corporate Travel Insurance

  • There is no cover under section 1 – Medical benefit and section 4 – Curtailment if the insured member is not medically fit to travel. If the insured member is terminally ill (by which we mean has a life expectancy of below one year at the start of the overseas journey) we will not pay claims under section 1 – Medical benefit and section 4 – Curtailment caused directly or indirectly by that terminal illness.
  • Claims arising from an insured member’s failure to exercise all reasonable care to prevent accident, injury, illness, loss or damage.
  • Sports activities listed as excluded in the membership handbook.
  • Participation in sports activities as a professional.
  • War and terrorist risks and travel against Foreign and Commonwealth Office advice.
  • Travel against any health requirements stipulated by the carrier, their handling agents or any other public transport provider.
  • Charges where you travel outside the United Kingdom to obtain treatment (whether or not that is the only reason) or travel against medical advice (including the published advice of the Chief Medical Officer of the Department of Health of England).
  • Unmarried children cannot be included on Travel Cover after the renewal following their 21st birthday (or 25th birthday if in full-time education).