Our Jersey and Guernsey policies explained

Everyone's needs are different, that's why our Jersey and Guernsey medical insurance policies offer different levels of cover.

The Jersey Health Plan

Cover level one

This has been designed for people who require in-patient, day-patient and out-patient treatment with the privacy of a single room.

  • £100 cash benefit per night for eligible treatment received free of charge in a state hospital
  • Private health check
  • Optical cover
  • Cancer cash cover.

Cover level two

This also offers cover for in-patient, day-patient and out-patient treatment but without the guarantee of staying in a single room.

  • £50 per night for eligible treatment received free of charge in a state hospital.

The Guernsey Health Plan

Guernsey Extensive

This plan has been designed for people who require in-patient and out-patient treatment plus day-patient cover.

  • £100 cash benefit per night for eligible treatment received free of charge in a state hospital
  • Contribution towards a private Health Check and optical cover.

Guernsey Select Plus

This plan has limited cover for out-patient treatment.

  • £100 cash benefit per night for treatment received in a state hospital
  • Contribution towards a private Health Check and optical cover.
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