Additional corporate health insurance benefits
Our plans offer a combination of added benefits.
- NHS cash payments
- Private ambulance cover
- Hospital-at-home
- Parent accommodation
- Childbirth benefit
- Health at Hand service
- Our team of Personal Advisers
- Legal Advice Line
- Personal Business Assistance
- Executive medical
- Optical cover
- Travel Cover
NHS cash payments
Emergency admissions or accidents may mean you receive in-patient treatment from the NHS. Each night you spend in hospital as an NHS patient, we will give you a tax free cash payment of either £50 or £100 dependent on the plan you choose, up to an annual maximum.
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Private ambulance cover
We will pay for a private road ambulance if your specialist recommends that you need to be moved to, from or between hospitals. Of course, use of a road ambulance must be in connection with the treatment you are receiving privately, and must be medically necessary.
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Hospital-at-home
With Directors, VIP and Executive and Business Choice you have full cover for treatment at home or another clinically appropriate setting for the administration of intravenous antibiotics and intravenous chemotherapy instead of an in-patient stay, or day-patient treatment. The service must be given by a qualified nurse under the control of a specialist as part of the treatment being provided, and we must agree to it before the treatment begins.
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Parent accommodation
We understand how difficult it is for parents who face leaving their children in hospital overnight. That's why if your child needs treatment and is under 11 years old and covered by the policy, we'll cover all accommodation expenses for one of you to stay in the same hospital.
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Childbirth benefit
We offer cash payment on the birth of each child, up to the cash limits specified in your plan.
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Health at Hand service
All members have access to Health at Hand - our 24 hour telephone based multi-clinic health information service. You'll benefit from the reassurance of confidential access to a qualified and experience team of healthcare professionals all year round.
Here are a few examples of some of the topics covered by each of the clinics:
- Family Clinic - babies, toddlers, teenage trouble, pregnancy or retirement.
- Care and Counselling Clinic - stress, addiction, depression or bereavement.
- Healthy Living Clinic - exercise, diet, drinking, smoking and cholesterol control.
- Travel Clinic - inoculations, taking children abroad and medical advice.
- Pills and Prescriptions Clinic - medicines, side effects and pain relief
- Women's Health Clinic - fertility, screenings, menopause and osteoporosis.
- Men's Health Clinic - fertility and impotence, prostate issues and testicular cancer.
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Our team of Personal Advisers
Our Personal Advisers are on hand to help with any queries you or your employees may have regarding membership. In an event of seeking guidance when arranging medical treatment, they'll be able to give clear and concise instructions. They'll even help you fill out a claim form.
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Legal Advice Line
This is a 24 hour a day service available to the policyholder only under Business Choice or Directors. Our Legal advisers can discuss consumer, commercial or property law, or even help to review a contract. Here are just a few examples of the topics available:
- motoring prosecutions
- professional negligence
- creditor management advice
- liability issues
- taxation
- personal injury.
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Personal Business Assistance
Under Business Choice, this service enables you, the main policyholder, to maintain contact with a customer, prospective client or supplier if you're in hospital or confined to bed due to ill health. The service includes sending a message to clients or suppliers by telephone, fax or email or letter writing on your behalf and up to £1,000 cash benefits for out of pocket expenses.
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Executive medical
After six months membership on our Directors plan, you can receive a confidential Executive Medical at one of the approved medical centres around the country. You can then receive additional Executive Medical again every two years of your membership.
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Optical cover
Director's offers cover benefits towards the cost of an eye test and benefits for reimbursement against prescribed glasses or prescribed contact lenses.
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Travel Cover
Directors offers comprehensive annual travel insurance for trips abroad and in the UK.
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Corporate
